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Medibank
Australia Australian private health insurer offering hospital, extras and ambulance cover, plus travel, pet and life insurance products.
HCF
Locations
Australia
Employees
1000+
Year founded
1952
Featured in expert reviews
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Best 15 Local Healthcare Providers Providers in Australia: Reviewed in 2026
About
HCF is Australia's largest not-for-profit health fund, serving more than 2 million Australians. It offers hospital cover, extras cover and combined options for singles, couples, families and single parents, with quotes tailored to age, state of residence and income, and a 30-day money-back cooling off period for new members.
The fund has been providing health cover for over 90 years and returns benefits to members rather than shareholders. It also supports people switching from another health fund and publishes guidance on how private health insurance works, including managing health costs, member discounts and access to care.
Alongside health insurance, HCF offers travel insurance and pet insurance. Members can get help through online member services, phone support and HCF dental centres.
The fund has been providing health cover for over 90 years and returns benefits to members rather than shareholders. It also supports people switching from another health fund and publishes guidance on how private health insurance works, including managing health costs, member discounts and access to care.
Alongside health insurance, HCF offers travel insurance and pet insurance. Members can get help through online member services, phone support and HCF dental centres.
Health Insurance 70%
Travel Insurance 15%
Pet Insurance 15%
Healthcare 100%
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