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Fintech Accounting

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Estonia

About

Fintech Accounting is an Estonian accounting and compliance partner for companies operating in regulated and fast-growing financial environments. It provides accounting and financial reporting, regulatory and compliance support, fintech, AML and risk advisory, and ongoing strategic consulting.

The firm works with early-stage and growth-stage fintech startups, EMI and payment institutions, crypto and Web3 companies, SaaS businesses with complex revenue and VAT structures, and international companies entering or operating in the EU market. Its work covers regulated payment and e-money flows, AML and KYC frameworks, safeguarding requirements, and preparation for audits and regulatory reviews.

Alongside accounting, the firm handles company formation and ready-made companies, and supports Estonian OÜs, e-Residency companies, and entities in Latvia, Lithuania, Finland, Sweden and Poland. Other areas include payroll and TSD reporting, EOR and payroll services, VAT and KMD filings, annual reports, cross-border tax, and e-commerce and SaaS VAT.

Engagements begin with an assessment of the client's business model, regulatory status and accounting needs, followed by setup of an accounting and compliance framework and ongoing reporting and support.
Accounting and Bookkeeping 35%
Compliance and Regulatory Support 30%
Fintech and AML Advisory 20%
Company Formation and Support 10%
Financial Reporting and Consulting 5%
Fintech 40%
Financial Services 25%
SaaS 15%
Crypto and Web3 15%
E-commerce 5%

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