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SiCRED sh.a.
Albania
Locations
Albania
About
SiCRED sh.a. is a private life insurance company based in Albania with fully domestic capital. Its product range covers life insurance, health insurance, accident insurance and life insurance with a savings component, sold both to private customers and to companies.
For individuals and families, SiCRED positions its policies as protection against unexpected medical costs and as a way to build financial security. For businesses and corporate clients, it offers group schemes for life, health, accidents and savings-linked life cover that can be adapted to the employer's needs as part of staff benefits.
Policyholders have access to the SiCRED Medical Network, which the company describes as more than 270 private clinics and hospitals inside and outside Albania. Insurance can be bought online through the company's web shop, and customers can also book an appointment with a sales adviser. SiCRED publishes annual reports on its activity and lists current job openings and social responsibility work on its website.
For individuals and families, SiCRED positions its policies as protection against unexpected medical costs and as a way to build financial security. For businesses and corporate clients, it offers group schemes for life, health, accidents and savings-linked life cover that can be adapted to the employer's needs as part of staff benefits.
Policyholders have access to the SiCRED Medical Network, which the company describes as more than 270 private clinics and hospitals inside and outside Albania. Insurance can be bought online through the company's web shop, and customers can also book an appointment with a sales adviser. SiCRED publishes annual reports on its activity and lists current job openings and social responsibility work on its website.
Life Insurance 70%
Health Insurance 20%
Accident Insurance 10%
Insurance & Financial Services 100%
Case studies
SiCRED sh.a.
SiCRED sh.a., first Life Insurance Company that distributes the insurance fund for loyalty 'Life with Savings'
SiCRED sh.a. Life Insurance Company identified a gap in the Albanian insurance market regarding long-term employee retention and loyalty programmes. Traditional employer-employee relationships lacked structured mechanisms to reward employees for sustained commitment and good performance over extended periods. Companies needed innovative solutions to incentivise employee loyalty whilst providing financial security and life insurance protection. The challenge was to create a product that would encourage employees to remain with their employers for the long term whilst building a savings component that...
Multiple industries
SiCRED sh.a.
Life Insurance with Savings – 7 Years of Dedication Rewarded
SiCRED sh.a. faced the challenge of maintaining employee retention and building a committed, stable workforce in a competitive market. The company recognised that employee retention is a strategic asset for any organisation, and that team members who grow alongside the company become its institutional memory, carriers of its culture, and key contributors to solving daily challenges with increasing effectiveness. The organisation needed to implement a long-term reward structure that would strengthen the bond between employee and company, encourage stability, and...
Insurance
SiCRED sh.a.
SiCRED gives the insurance fund for loyalty 'Life with Savings', for the second consecutive year
Following the successful first maturity distribution in 2017, SiCRED sh.a. needed to demonstrate the continued viability and success of the 'Life with Savings' product as more companies adopted it and subsequent generations of employees reached the 7-year maturity milestone. The challenge was to show that the product could deliver consistent results across multiple employers and employee groups over time.
Multiple industries
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