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ahm health insurance
Australia ahm health insurance is an Australian private health insurer, part of Medibank Private, offering hospital and extras cover plus travel, car, home, life, income and pet insurance.
Health Insurance Fund of Australia (HIF)
Locations
Australia
Employees
500+
Year founded
1952
Featured in expert reviews
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Best 15 Local Healthcare Providers Providers in Australia: Reviewed in 2026
About
Health Insurance Fund of Australia (HIF) is a member-owned, not-for-profit Australian health fund established in 1952. It provides private health insurance to individuals, couples and families across Australia, with cover options that can be compared side by side on its website before joining.
HIF's range includes hospital cover, extras cover, combined hospital and extras cover, packaged cover, ambulance-only cover, overseas visitors cover and corporate cover. Members can also take out travel insurance through the fund. Supporting services include a provider search, health cover guides, claim forms, a lifetime health cover calculator and a forms library.
Members manage their policies through an online member portal and the HIF mobile app, where they can claim, check cover, update details and order membership cards, with additional help available by phone and through an online knowledge base. As a not-for-profit fund, HIF directs surpluses back into member benefits, and it supports members with health and wellbeing programs including mental health and virtual care services.
HIF's range includes hospital cover, extras cover, combined hospital and extras cover, packaged cover, ambulance-only cover, overseas visitors cover and corporate cover. Members can also take out travel insurance through the fund. Supporting services include a provider search, health cover guides, claim forms, a lifetime health cover calculator and a forms library.
Members manage their policies through an online member portal and the HIF mobile app, where they can claim, check cover, update details and order membership cards, with additional help available by phone and through an online knowledge base. As a not-for-profit fund, HIF directs surpluses back into member benefits, and it supports members with health and wellbeing programs including mental health and virtual care services.
Health Insurance - Hospital Cover 35%
Health Insurance - Extras Cover 35%
Health Insurance - Combined Cover 20%
Travel Insurance 10%
Healthcare 70%
Insurance 20%
Wellness & Wellbeing Programs 10%
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via ProductReview.com.au
G
Great Fund member
Mar 1, 2023
“Since I became a member in March I have nothing but positive things. Claims via app refund in bank within a week.”
via ProductReview.com.au
D
Dishonest billing
Apr 1, 2023
“HIF charged my card after I cancelled. Promised refund within a week, but still waiting 16 days later.”
via SaySo.com.au
S
Second year member
Unknown
“Premiums are competitive, easy setup and management. Frustrated some benefits go unused in extras plans.”
via SaySo.com.au
F
Former long-term member
Unknown
“Hospital procedure claim over 2 days denied initially. After stress and many calls, they covered it. Other providers handle this better.”
via Glassdoor
M
Member Service Advisor
Jul 1, 2024
“Management and team toxic. Pay shocking. Team leaders power trip despite nice members and good training.”
